Transfer Code for Sterling Bank: USSD Code for Sterling Bank
If you need a complete guide on how to use the transfer code for Sterling Bank, then stop scrolling and read this!
No doubt, Sterling Bank of Nigeria is one of the best financial, commercial banking in Nigeria.
It was founded on 25 November 1960 and licensed by the Central Bank of Nigeria.
Its headquarters is in Lagos, and it currently has more than 179 Business Offices, and 847 ATMs.
To make banking easier for their customers, they, like other banks, embrace using USSD Code for Sterling Bank to carry out simple transactions on their mobile phones.
This code can be could to send money, buy airtime and pay bills.
However, not everyone knows the code and how to use it for their banking convenience.
As said earlier, this guide will provide concise information on the transfer code for sterling bank and how to use the USSD Code for sterling bank.
What is Transfer Code for Sterling Bank?
To make simple banking transactions like sending money and buying airtime easier, the USSD code for sterling bank is all you need.
The USSD code (*822#) works like magic.
Another thing that would interest you in using this USSD Code is
- It is fast
- It is easy
- It is very convenient to use
- It is secure
- It is reliable
- It provides a convenient banking experience to our customers.
- It also works on a mobile device
- It needs no data or internet connection to work
- It is available also 24 hours a day and 7 days a week.
Requirements Needed to Use the Transfer Code for Sterling Bank
To be eligible to use the USSD code or sterling bank, you must:
- Be a sterling bank customer
- Have an active sterling bank account (either a savings, current or other type of individual account)
- You must have an active debit card
- Have a registered phone number linked to your bank account.
- Any mobile phone device
How to Activate the USSD code For Sterling Bank
To activate USSD service if you are a sterling bank account holder
Dial *822#
Then the system automatically prompts you to register when you try any transaction.
You will be required to create a PIN to enable you to access the Intra and Inter-Bank transfer services on the USSD platform.
So,
- Dial *822# from the phone number registered with your account
- Reply with 1 for registration
- Enter the 10 digits of your bank account number
- Enter the details of your debit card as requested
- Create a 4-digit PIN
- Re-enter your PIN for confirmation.
With that, you have activated your USSD code to carry out mobile banking transactions with the sterling bank.
What Can you do with USSD Code Sterling Bank?
With this USSD code, you can
- Transfer money from bank to other banks within seconds (Transfer code for sterling bank)
- Check account number
- Pay utility bills
- Open an account and more.
- Airtime recharge
- Change transaction PIN
- Check BVN
How to Open a Sterling Bank Account
You can also open an account with Sterling Bank without going to the bank.
Dial ial *822*7# and follow the onscreen prompts to open an account.
How to Transfer Money from Sterling Bank to Sterling Bank Using The Transfer Code for Sterling Bank
To transfer money from your Sterling Bank account to another Sterling Bank account
- Dial *822*5*Amount*Account Number#.
- Enter your 4-digits PIN to complete the transfer.
How to Transfer Money from Sterling Bank to Another Bank Using Transfer Code for Sterling Bank
To use the transfer code for sterling bank to send money to another bank
- Dial *822# from the phone number registered with your Sterling Bank account
- Reply 5 for transfers to other banks like UBA, GTbank, etc.
- Enter the account number of your beneficiary i
- Follow the onscreen prompts to select the bank of the beneficiary
- Proceed and enter their correct account number.
- Enter the amount you want to transfer
- Confirm whether the displayed account name matches that of your beneficiary
- Enter your 4-digit PIN to approve the transfer.
- Wait for notification that the transfer was successful.
How to make Cardless Withdrawal USSD Code for Sterling Bank
You can complete your cardless withdrawal process when you
- Dial *822*42#
- Select generate a token by pressing option 1
- Select the pin of your choice
- Enter the pin again to confirm it.
- A pay code will be sent to your phone.
- Locate the nearest ATM that has cardless withdrawal or quick teller enabled.
- Press enter and select Sterling money if it is a Sterling bank ATM.
- However, if it is another bank ATM, select the pay code.
- Then enter your 12 digits code sent to your phone.
- Enter your phone number and the amount you requested for withdrawal.
- Then wait for the ATM to verify your details.
- Once it is verified, your money will be pushed out.
How to Buy Airtime for Yourself from Sterling Bank using the USSD Code
To recharge your phone, dial *822*AMOUNT# with the number registered with your account, and your phone will be recharged instantly.
E.g., *822*1000# and your phone will be recharged with #1000 airtime
How To Buy Airtime From Your Sterling Bank Account To Another Number
To buy airtime for others
- Dial *822#
- Select AIRTIME_OTHERS
- Type the amount
- Then enter your four-digit PIN.
Or
- Dial *822*AMOUNT*NUMBER#.
- Enter your four-digit PIN to complete the transaction
How to Check Sterling Bank Account Number
Using the phone number registered with your Sterling Bank account
Dial *822*8# to check your account number.
Then follow the onscreen prompts.
How to check BVN (Bank Verification Number)
To check your BVN with sterling bank or other banks, the universal code is *565*0#.
However, ensure to dial and send the code with a phone number that is duly registered and linked to your BVN.
How to Deactivate Sterling Bank USSD Code
In case of theft or loss, here is how to deactivate your USSD code.
Dial *822*911# on your device.
However, you need to visit the bank for help when you need to activate the USSD functionality on your device.
List of USSD Short Codes for Sterling Bank
| Transactions | Sterling Bank Short Codes |
| Open Account | *822*7# |
| Transfer Money | *822*5*Amount*Account Number# |
| To recharge your phone | *822*AMOUNT# |
| To send airtime to a third party | *822*AMOUNT*PhoneNumber# |
| Pay Bills | *822*2# |
| Cardless Withdrawal | *822*42# |
| Check your Account Number | *822*8# |
| Check your Account Balance | *822*6# |
| Disable or Enable channel or Country option | *822*19# >> Select card management |
| Activate your debit card after picking up | *822*19# >> Select Card Activation |
| Change your debit card PIN | *822*19# >> Select Pin Change |
| Change your PIN | *822# >> Select Pin Reset |
| Deactivate USSD code | *822*911# |
Wrapping Up
With the transfer code for sterling bank, you can send money to the sterling bank and other bank accounts.
You can also complete your cardless withdrawal process with it.
In addition to that, you can buy airtime for yourself or your family, pay bills, check your account number, or open a sterling bank account using the USSD Code for Sterling Bank.
However, you need to activate and create a transaction PIN for secure transactions at no cost.
We hope you found this article helpful.
Commonly Asked Questions about the Transfer Code for Sterling Bank
How can I transfer money from Sterling Bank to another bank?
o Transfer Money From Sterling Bank to Other Banks using the USSD Code,
Dial *822# on the phone number registered to your Sterling Bank account and follow the prompts accordingly.
However, you need a PIN to complete transactions via the USSD code
You can also dial *822*5*Amount*Account Number# to transfer money
How can I activate my Sterling bank transfer?
To Activate your USSD Code fit steeling bank,
Dial the code *822*1*Account Number# on your phone.
Follow the on-screen prompts.
Then create a unique 4-digit USSD PIN.
Re-enter the USSD PIN to confirm it.
You will receive a successful activation message.
How can I check my Sterling bank account number via SMS?
To check your sterling bank account number via SMS, dial *822*8# with the registered mobile number linked to your account.
Why is the Sterling bank USSD code not working?
If you have an issue with using the sterling bank USSD code, it may be that you are properly registered on the 822 USSD code.
Or you are yet to activate the service, or you have input the wrong ATM card details,
Can I use my BVN to check my account number?
Unfortunately, no, as only financial institutions and banks can perform this action for security reasons.
How can I check my sterling bank account number on my phone?
You can check it using the USSD code or the mobile app.
Using the mobile banking website or app, Navigate to your bank’s website on a computer or open up their mobile app on your phone or tablet. Sign in and click on the tab to view a summary of your account.
You will find the account number listed on the page
How can I open a Sterling Bank account?
To open a sterling bank account using the USSD code, dial *822*7# and follow the onscreen prompts to complete your account opening process.
