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Opay USSD Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans

Since you are looking for an Opay Ussd Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans, then read this.

Have you been wondering if you can use the USSD code to make your opay transactions instantly instead of going through the stress of login into the app? 

What if you’re out of data, lost your phone, or your Smartphone was not available for usage, you may have been looking for easier ways to make your Opay transactions Such as sending Money, buying airtime, data, borrowing loans, and lots more. 

In this article, we will be showing you how you can use the Opay Ussd Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans.

Firstly, what’s Opay?

Overview of Opay

OPay is a mobile payment platform that provides a wide range of financial services in Africa. 

It allows users to send and receive money, pay bills, buy airtime, and make other transactions using their mobile phones.

It aims to make financial services more accessible and convenient for individuals and businesses. 

Also, It is available in several countries across Africa, including Nigeria.

Opay is one of the most used and top digital apps for transactions. 

It is very fast and reliable for transfers, buying airtime, paying bills, borrowing Money, and many more. 

It also does free transactions especially Opay to Opay transfers, it has amazing cashback and rewards to its users.

What is the Opay Ussd Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans?

The Opay USSD code is a short and unique code specifically made for its customers to make instant transactions such as account creation, making transfers, buying airtime, paying bills, and many more without having to log in to the app.

 

Opay has made it super easy for its customers to send money, buy airtime and data, check account balances, borrow loans, and more using the opay USSD code. 

The opay USSD code was launched in 2019 to ease the transaction stress of its customers. 

 

The Opay USSD code is *955#. This code can be used to make any transaction such as sending Money, buying airtime, paying bills, and others.

 

The code can be used on all phones, not just on Smartphones.

What can you do with the Opay USSD Code?

There are few things you can do with the Opay USSD code

With the Opay USSD code, you can perform several tasks, such as:

 

  1. Money transfer: You can use the USSD code to send money to other Opay users or any bank account in Nigeria.

 

  1. Airtime recharge: You can easily recharge your own phone or someone else’s phone with airtime using the USSD code.

 

  1. Bill payment: You can pay bills directly from your Opay account using the USSD code. This includes utilities such as electricity, cable TV, and internet services.
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  1. Cash withdrawal: You can withdraw cash from your Opay account using the USSD code at designated Opay agents or partner bank ATMs.

 

  1. Account balance check: You can check your Opay account balance using the USSD code to keep track of your funds.

 

These are just a few examples of what you can do with the Opay USSD code. Remember to keep your personal information safe and follow the instructions provided when using the code

Requirements Needed to use Opay Ussd Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans

Here are some important things you need to know before using the *955# code.

 

  1. You must have an active Opay account
  2. Ensure you have an MTN, Glo, Airtel, or 9mobile sim Card. The code only works on these lines.
  3. Make sure the number you used in dialing the code is the one you registered while creating your Opay account.

How to Activate the Opay USSD Code

Activating the Opay code is simple and effortless, as it can be done within minutes if you follow the right steps. 

As earlier said, you don’t need an internet connection or the help of an expert to get this done. 

All you need to do is to follow the right guides on how to do it. 

So, follow the steps below to activate the OpayUSSD code on your phone. 

 

  • Using the phone number linked to your Polaris bank account, Dial *955# on your mobile phone 
  • Input your 10-digit Opay account number.
  • Then create a 4-digit transaction PIN. 
  • Re-enter the 4-digit transaction PIN for confirmation.

You have successfully activated the Opay USSD code on your mobile phone 

Now you can enjoy smart banking.

How to use Opay USSD Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans

In this section, we will be looking at how you can use Opay USSD Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans.

How to send Money using the Opay USSD code

  • Dial *955# on your phone
  • Enter option 1 which is the transfer
  • Enter the amount you want to transfer
  • Enter the recipient account number
  • Select bank
  • You will be required to enter your transfer pin/secret pin
  • Once the transfer has been made, you will see “successful”.

You may receive an SMS message telling you that your transfer was successful

Another way you can do it is to dial *955*2*amount*recipient’s account number# on your mobile phone. Select the bank and enter your Opay transfer pin to initiate the transaction. 

For example, if you wish to transfer 10,000 to an opay account or a local bank, dial *955*2*10000*3250132390#. Enter your transaction PIN and wait for the transfer to be initiated.

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How to buy data using USSD code

Here are the following steps you can follow to buy data using the Opay Ussd code *955#

  1. Dial the code *955# on your mobile phone
  2. Enter option 2 which is data or airtime
  3. Enter the design phone number 
  4. Select the network of your choice
  5. Enter the data amount you wish to purchase
  6. You may be required to enter your PIN to complete the process.
  7. Wait for a message stating that your request has been processed.

How to buy airtime using the Opay USSD code

Wondering how you can buy data using the Opay USSD code? 

Here are the steps you can follow to buy airtime for yourself and others using the *955# USSD code.

  1. Dial the *955# code on your phone
  2. Enter the Airtime option
  3. Select the amount of airtime you need
  4. Enter the phone number you wish to recharge
  5. Enter the network provider either MTN, Glo, Airtel, or 9mobile
  6. Enter your transaction PIN to continue. The phone number will be credited immediately.

How to withdraw from your Opay Money using the USSD code

  1. Dial *955# code on your mobile phone
  2. Enter the “withdraw” option
  3. Enter the amount you wish to withdraw
  4. Enter the Opay account number 
  5. Enter your transaction PIN to make a withdrawal.

How to check account balance using the Opay USSD code

  1. Dial the *955# code on your phone
  2. Enter option 4 which is “balance”
  3. Enter your 4-digit security PIN or transaction pin
  4. Your balance will be displayed on your screen

How to use Opay USSD Code to Fund Account

If you want to fund your Opay wallet using USSD, simply dial *955*2# or dial *955#, select the “Add Money” option, then follow the prompts to fund your account.

How to use Opay USSD Code for Saving Money

You can now save Money using the Opay USSD code. 

You can access the Opay finance menu where you can save any amount of your choice and earn daily interest. 

This can be done by following these steps.

  1. Dial *955# on your phone
  2. From the menu, Select the Option for “Savings”
  3. You will be required to enter the amount you want to save.
  4. Enter your Opay pin.

How to create an account using the USSD Code

You can create an Opay account using the USSD code from any phone. Here are the guidelines to follow.

  1. Dial *955# on your phone
  2. From the options provided, enter the number of your desired option. For example, open account is number one among the options provided, enter 1.
  3. A space will be provided for you to enter your Name and your Surname.
  4. Enter your desired password/pin and submit.
  5. You will get a response if your account opening is successful.

How To Activate My Opay Card Using Ussd Code On My Phone

If you want to activate your card using the Opay USSD code on your phone, simply dial *955*03121#  and follow the prompts displayed on the screen to select the service you want to use.

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How to use Opay USSD Code to generate OTP(one-time password)

The Opay USSD code for OTP is *955*010#. With this code, you can get an OTP to add money to your Opay account.

List of some Opay USSD codes for transaction 2023

Here is the list of some Opay transaction codes to take for easy and fast transactions.

 

Transactions  Opay USSD Code
Transfer to Opay Account *955*1*Amount*Account number#
Transfer to other bank accounts  *955*2*Amount*Account number#
Airtime for Self *955*3*Amount#
Airtime for others  *955*3*Amount*Phone number#
Data 955*4*Amount*Phone number#
Get OTP 955*010#
Electricity  955*5#
Check Balance 955*6#
Card Activation  955*03121#

Conclusion on Opay USSD Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans

Here, we have talked about using Opay USSD Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans.

Using the Opay USSD code is a convenient and efficient way to access funds quickly. 

With this step-by-step, you can use the USSD code to make transactions such as making transfers, buying airtime, buying data, paying bills, opening an account, withdrawing Money, taking loans, and many more without a smartphone or data connection.

However, it’s essential to follow the prompts effectively so as not to make any mistakes. Also, try to keep your information secure so as to be safe from fraud or hackers.

We hope you find this guide on Opay USSD Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans helpful. 

Frequently Asked Questions: Opay USSD Code To Send Money, Buy Airtime And Data, Check Account Balance, Borrow Loans

What is the new Opay USSD code for transactions?

The new Opay USSD code for easy transactions is *955#. 

You can make transfers, buy airtime, pay bills, and access other Opay services seamlessly from any phone without an internet connection.

How do I use the Opay USSD code on my phone?

If you want to use the Opay USSD code on your phone, simply dial *955#  and follow the prompts displayed on the screen to select the service you want to use. 

Make sure the number you’re using to dial the code is the same line you registered while creating your opay account. 

You can use the Opay USSD code on any mobile network in Nigeria.

What services can I access with the Opay USSD code?

You can access a wide range of services with the Opay USSD  code, such as money transfer, airtime, bill payments, buying data bundles, and paying for subscriptions, you can also access Opay loans with the *955# USSD code.

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