Opay Signup and Registration: How to Open an Account with Opay, How to Use Opay App for Payment, Sending, and Receiving Money. 

Knowing how to open an account with Opay is important for everyone wishing to operate this online bank account for easy transactions.

Moreover, you don’t have to be in all places before you can reimburse expenses.

You can be in the comfort of your home and distribute orders and payments to respective places.

The platform allows users to perform several transactions, such as fund transfers, bill payments, and airtime recharge, among others.

If you are interested in opening an account on Opay, this article will guide you through the necessary steps on how to open an account with Opay successfully.

We will also discuss how to use Opay App for payment, sending, and receiving money. 

Firstly, let’s talk a bit about the fintech bank named Opay

What is an Opay Account?

Opay is a financial technology company that provides a digital mobile payment network solution to its customers. 

It is an online social network platform owned by Opera and was originally called Opera Payment.

It was created with a mission to expel the aggravation attached to making payments in Africa. 

It is a foreseen advantage that OPay will make Nigeria, the Giants of Africa, a boosted economy with an adequate financial setup.

The Opay company was founded in 2018 and is based in San Francisco, California.

Afterward, it was introduced in Lagos, Nigeria also, in 2018 and has become the commercial hub in Nigeria. 

It has gained so much popularity considering its effective customer service and has since spread to other parts of the country.

Benefits of Opening an Opay Account

There are tons of benefits to utilizing the Opay account.

If you aren’t using this online banking platform, you’re surely missing a lot.

The good news is, making payments and buying airtime or data bundles on OPay comes with discounts.

Furthermore, services do not levy charges like banks and other financial institutions.

Regardless, they focus on conveying the best service to their customers and removing all forms of discomfort from their dealings.

An Opay account enables you to enjoy the following benefits from the comfort of any location you are:

• Make payments for university tuition fees
• Hotel and Flight bookings
• Fund a Bet9ja account
• Airtime and data purchase 
• Fund a Cowry Card
• Make governmental payments and levies
• Payment for electricity bills
• Payment for WAEC
• Expend money to microfinance banks
• Pay for TV subscription (DSTV, GOTV, and Startimes)
• Access to OKash loans

Requirement for opening an Opay Account

To have access to the opay digital platform, it is required for you to register and before you can register, there are requirements to take notes. 

The basic requirements needed to open an Opay account include:

•  An active phone number
•  A valid email address 
• A strong internet connectivity
• A Valid identification number such as a National ID card, International passport, or Driver’s license.

This is needed to comply with KYC (Know Your Customer) rules and regulations.

• A valid and active Nigeria bank account
• Bank Verification Number (BVN)
• Opay mobile app

And with those requirements, you are cool to start the journey of enjoying massive benefits from opening an opay account.

Opay Signup and Registration: Step by Step Guide on How to Open an Account with Opay

Here is a step-by-step guide on how to open an account with Opay.

1. Download the Opay App

The first step to opening an account on Opay is to download the Opay app from the Google Play Store or Apple App Store, depending on your device’s operating system. 

Search for “Opay” in the search bar of the respective app store and select the Opay app from the search results. 

Once you find it, click the download button to download the app.

2. Register Your Account

Once you have downloaded the Opay app, Launch it and select the “Register” option. 

You will be asked to provide some basic information, including your full name, country, phone number, email address, and password. 

Be sure that the information you provide is accurate, as it will be used to verify your identity.

3. Verify your phone number

After registering your number, you will be asked to verify your phone number. 

You will be sent a One-Time Password (OTP) to your phone number from Opay. 

The OTP is expected to expire in some minutes; therefore, be sure to input the numbers quickly.

Enter the OTP into the boxes provided on the app to verify your phone number. 

After your phone number is verified, you will be able to continue with the registration procedures.

4. Complete Your Profile

After registering your account, you need to complete your profile by providing additional information.

This would include information such as your date of birth, occupation, and home address. 

This step is crucial because it helps Opay to know more about you and ensure the security of your account.

5. Verify Your Identity

To use the entire features of Opay, you need to verify your identity. 

This is done by presenting your National ID card, International Passport, or Driver’s License. 

Once Opay verifies your identity, you will have access to all the features of the platform.

6. Fund Your Account

To start using Opay, you need to fund your account. 

Funding your account is straightforward. 

Simply select the “Fund” option on the app’s home screen and choose the payment option that suits you best. 

You can choose to fund your account with your debit card, bank transfer, or any other payment method available on the platform.

7. Start Using Opay

Once your account is fully funded, you can start using Opay to perform transactions such as bill payments, airtime top-ups, and money transfers. 

To navigate through the app, use the menu bar located at the bottom of the screen. 

Here, you will find all the features of the app, including “Send Money,” “Buy Airtime,” “Pay bills, transfer money, and much more.

Click the service you wish them to render and enjoy satisfying customer service.

How To Use Opay App for Payments, Sending and Receiving Money

Here’s a step-by-step guide on how to use the OPay app:

1. Download the OPay app from Google Play Store or App Store and create an account by providing your phone number and email address. 
2. Add funds to your OPay wallet by linking a Nigeria debit card or bank account to your OPay account. 
3. To send money to someone, click on the “Send Money” icon on the app’s homepage. 

Enter the recipient’s phone number and the amount you wish to send. 

This is to let you know the phone number you use in registering your account is your bank account.

This makes it easier to memorize your opay bank account since your phone number is the account number; sweet, right?

Once you’ve confirmed the details, click on “Next,” then enter your PIN to complete the transaction. 

4. To receive money, click the “Receive Money” icon on the app’s homepage. Share the generated QR code with the sender or provide your phone number to the sender.

The sender will then scan the code or enter your phone number and transfer the funds to your OPay wallet. 

5. To make payments on bills or buy airtime, click on the “Payments” icon on the app’s homepage. 

Choose the category of the bill you want to pay, enter the required payment details, and confirm the payment. 

6. To withdraw funds, click the “Withdrawal” icon on the app’s homepage.

Select the payment method, which could be through the ATM or an Opay agent. 

Enter the withdrawal amount and confirm your identity by entering your PIN. 

7. Finally, guarantee your OPay account is secure by regularly changing your PIN and not sharing your login details with anyone.

Final verdict on How to Open an Account with Opay

One of the best things to note about money management is knowing how to open an account with Opay

Nigeria is a blessed country and has witnessed the inception of notable financial institutions and platforms.

OPay is indeed one of the many financial platforms dedicated to making payments and subscriptions a smooth ride for Nigerians.

With the Opay app, payment is an easy and convenient process that can be done with just a few clicks.

Following the steps outlined in this article, you can easily maneuver your way on How to open an account with opay.

Also, we have guided you on how to use Opay App for payment, sending, and receiving money. 

Finally, you start to enjoy the benefits of digital financial services with Opay.

Frequently Asked Questions on How to Open an Account with Opay

What are the requirements for opening an account with Opay? 

Opay demands you provide your full name, date of birth, phone number, and a valid ID card.

Can I open an account with Opay if I am not in Nigeria? 

No, you cannot open an Opay account if you are not in Nigeria. 

It is only available for Nigerian residents.

How do I download the Opay app? 

You can download the Opay app from the Google Play Store or Apple App Store if you are using an IOS device.

How long does it take to open an Opay account? 

The account opening process is usually instantaneous once you have provided all the necessary information.

Is there a fee to open an Opay account? 

No, there is no fee to open an Opay account. It is free of charge.

What services can I access with an Opay account? 

With an Opay account, you can access a range of financial services such as money transfers, mobile airtime top-ups, bill payments, and many more.